Protecting Middletown Families and Businesses

Middletown sits at the junction of the Susquehanna River and Swatara Creek, and Dale Wagner Insurance has been serving your community since 1979. We're a family-owned independent agency based nearby in Harrisburg, and we've spent over 45 years helping families throughout Dauphin County protect their homes, vehicles, and businesses. Three generations later, we're still focused on building long-term relationships with our clients, and we work with 15 different insurance companies to make sure we can find you the right coverage.

Living in Middletown means you're dealing with real insurance challenges. Your location at the confluence of two waterways makes flood insurance a serious consideration, not an optional add-on. Standard homeowners policies won't cover flood damage, and spring flooding is a recurring concern here. Many Middletown homes are older properties that need adequate replacement cost coverage based on today's construction prices. If you're commuting to Harrisburg, Hershey, or working locally at Three Mile Island or the Middletown Airport, your auto insurance should reflect your actual driving patterns. Business owners in Middletown also need coverage designed for their specific operations and local risks.

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Independent Insurance with Local Understanding

We're not locked into one insurance company's products. We compare options across our 15 insurance partners to find coverage that works for your situation and budget. Whether you need home insurance, auto coverage, business insurance, or life insurance, we take time to understand what you're trying to protect before making any recommendations. We know Pennsylvania regulations, seasonal weather patterns, and the real costs of property damage and liability in the Middletown area.

Call us at 717-236-0866 or text us. We're just up Route 230 in Harrisburg, and we've been helping Middletown families for decades. Stop by our office or give us a call, and let's talk about your insurance needs in plain English, without any sales pressure or confusing jargon.