Insurance Solutions for New Cumberland

New Cumberland has always been a strong west shore community, and Dale Wagner Insurance has been helping families and businesses here since 1979. We're an independent agency based across the river in Harrisburg, and over the past 45 years, we've worked with hundreds of New Cumberland residents who need insurance coverage they can understand and rely on. As a family-owned business working with 15 different insurance companies, we're not locked into selling you just one option.

Living in New Cumberland brings specific insurance considerations that matter. Your location near the Susquehanna River means flood risk is something you need to take seriously, especially during spring thaw and heavy rainfall. Standard homeowners policies won't cover flood damage, so separate flood insurance is worth considering. Many homes in New Cumberland are older properties that need proper replacement cost coverage based on current construction prices, not what the house was worth years ago. If you're commuting to Harrisburg, Mechanicsburg, or working at the Naval Support Activity nearby, your auto insurance should reflect your actual driving situation. Business owners along Bridge Street and throughout New Cumberland also need coverage tailored to their specific operations.

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Why Choose an Independent Agency

We compare coverage options across our 15 insurance company partners to find what makes sense for your situation and budget. Whether you need homeowners insurance, auto coverage, business insurance, or life insurance, we explain everything clearly and make sure you understand what you're buying. We know Pennsylvania insurance laws, seasonal weather patterns, and what it actually costs to repair or replace property in Cumberland County.

Give us a call at 717-236-0866, text us, or stop by our Harrisburg office. We're just across the river, and we've been helping New Cumberland families for three generations. Let's sit down and talk about your insurance needs without any sales pressure or confusing industry jargon. We'll give you straight answers about what you need.