Commercial auto insurance protects business vehicles used for deliveries, service calls, and other business activities throughout the Harrisburg area. Business vehicle use creates different risks than personal driving and requires specialized coverage that standard auto policies don't provide.

Pennsylvania businesses using vehicles for commercial purposes need higher liability limits and additional coverage features that address business exposures. Commercial auto policies include coverage for business equipment transported in vehicles and higher liability limits appropriate for business operations.

Different business operations create different vehicle risks based on driving patterns, cargo types, and service areas. A delivery company operating throughout central Pennsylvania has different needs than a contractor making local service calls, requiring customized commercial auto coverage.

We help contractors, truck drivers, and other businesses understand their commercial vehicle exposures and find appropriate coverage limits. Commercial auto insurance ensures business vehicles are properly protected and that commercial activities don't void coverage when claims occur.