Cyber liability insurance protects businesses from the financial consequences of data breaches, cyber attacks, and other technology-related incidents that can compromise customer information, disrupt operations, and damage business reputation. Modern businesses face increasing cyber risks that traditional insurance doesn't cover.

Cyber coverage includes first-party costs like data restoration, business interruption from system downtime, and notification expenses when customer data is compromised. Third-party coverage handles liability claims when cyber incidents affect customers, vendors, or other outside parties.

Pennsylvania businesses collect and store sensitive customer information including credit card data, social security numbers, and personal details that create liability exposure when security breaches occur. Cyber insurance addresses these modern risks that didn't exist when traditional business policies were developed.

Different businesses face different cyber risks based on their technology use, data collection practices, and industry requirements. We help Pennsylvania businesses assess their cyber exposures and find appropriate coverage that protects against both technology failures and malicious cyber attacks.